Do you have problems paying your debts?
Are you threatened with garnishment, foreclosure or repossession?
If so, you may want to consider contacting a Chapter 7 Bankruptcy Attorney Phoenix, Arizona to help you deal with these problems.You have the right under federal law to file for bankruptcy relief from your creditors. Bankruptcy is a legal proceeding in which a person can get a fresh financial start. Bankruptcy can be very useful and effective in resolving financial problems in certain cases. However, it is not the answer to all financial problems or the right step for everyone. It’s very important to choose the right time to file for Chapter 7 Bankruptcy in Phoenix, Arizona. Generally, you should not procrastinate on filing bankruptcy. Most people we have in our office, probably should have filed - months, if not years, before meeting with us. Unfortunately, people fail to realize the positives of filing bankruptcy. Bankruptcy will typically improve your credit score, since it will dramatically increase your debt to income ratio by eliminating your unsecured debt. And, since after bankruptcy you will be debt free, typically our clients find it easier to buy homes, cars, and get interest rates on loans and credit cards. Our attorney’s knowledge of the bankruptcy code ensures that you will keep all of your exempt property, and our clients rarely, if ever, lose any of their hard earned assets. This means, that through bankruptcy, you will be able to eliminate potentially tens of thousands of dollars of debt, all while keeping, your home, cars, and personal belongings. This means you have nothing the creditors can take from you. The only way to be sure bankruptcy is right for you is to discuss your situation with a Chapter 7 Bankruptcy Attorney in Phoenix, Arizona who is familiar with bankruptcy laws.